5 Steps You Can Take To Prevent Online Identity Theft

Identity theft is a crime. A thief can get your name and social security number, damage your credit and cause other financial consequences. You may not know immediately that you are a victim. Identity theft can cost you time and money and damage your reputation.

Take these precautions to guard against identity theft:

Guard against Phishing Websites

A Phishing website purports to be a legitimate online enterprise, but is actually a fake business that is trying to find out information about you. Be wary of a website that requests your social security number, credit card information, bank account data, home address, or driver’s license number.

The request for information could be legitimate, but if you did not generate the contact, it is likely fake.

If you have a question about the website, call the organization’s number to verify the legitimacy of the contact.

Purchase an Anti-virus/Anti-Malware Program. The only way to be sure to protect against identity robbers is to install both an anti-virus and an anti-malware program on your computer. Some sellers have a combination of both.

Buy online only at known websites. Purchasing items and services online is a great convenience provided by the Internet, but you need to ask for verification that the companies you patronize on the web will protect your information and will not sell it to hackers and thieves.

Don’t provide a lot of personal information on social media. We all enjoy using social media, but it’s important to be cautious about what information you give out to the public. Private information and financial data should never be given out on social media sites.

Choose Software only from reputable sources. Enable the security features on your PC, and mobile devices to prevent unauthorized companies from offering you their software.

To find out more about how to prevent identity theft, contact Mountain Valley Bank today! Remember, identity theft is a crime and only you can take steps to guard against it and protect yourself.