There are many ways to get discounts on auto insurance, such as by completing an approved driver education course and by paying your premiums in full, rather than monthly. You can also get a discount by driving safely if you participate in the State Farm Drive Safe & Save program. Talk to your State Farm agent for more information. How exactly does the program work? This program is only available to drivers who are insured with State Farm. Once you sign up for the program, you can download the free app. State Farm will also send you a Bluetooth beacon. Simply activate the beacon, affix it behind the rearview mirror, and link the beacon to the app by following the provided instructions. Your driving habits will be recorded to calculate your discount. Which driving habits are measured? The beacon will record your total mileage. The less you drive, the less potential there is for an accident, and consequently you’ll receive more of a discount. The beacon will also determine your acceleration, braking, and cornering habits, as well as your speed and phone use. Driving during rush hour and late at night may also affect your discount. How much of a discount could I receive? It depends on how safely you drive. It’s possible to receive a discount of up to 30% on your auto insurance! You’ll even get a discount of about 5% just for enrolling in the program. Can my discount change over time? Yes, it’s possible for your discount to be adjusted at the six-month policy renewal mark. Your discount will reflect your driving habits over the previous months since the last renewal. If you’re looking for a great deal on auto insurance, you can head over to State Farm Insurance - Debbie Aragon Insurance. This office is located in Steamboat Springs, CO. You can reach the office at (970) 879-1756 to request an auto insurance quote.